Find the mines
before they
detonate.
ZenSwept is the AI-powered exposure engine that uncovers hidden coverage gaps, quantifies risk, and delivers professional branded reports — in minutes, not days. It extends the ZenClaims operating core with the coverage intelligence your clients never knew they were missing.
Coverage Intelligence Layer
Not policy review. Exposure detection.
ZenSwept is not a document summarizer. It is a structured AI-powered analysis engine that ingests business information and policy documents, runs them against a 74-point coverage mine knowledge base, identifies hidden gaps, quantifies exposure, and generates a professional branded report — in minutes.
The result is a client-ready deliverable that creates documented due diligence, opens cross-sell conversations, and protects your agency from E&O exposure. When layered onto ZenClaims, ZenSwept turns your claims operation into a proactive advisory engine — surfacing exposure before loss, not after.
The Problem
Manual gap analysis is broken.
The traditional approach to coverage gap analysis is slow, inconsistent, undocumented, and commercially underutilized. Most agencies know the problem exists. Few have solved it.
77% of commercial clients are underinsured
Insurance Research Council: the majority of your book has a coverage gap right now. Manual review finds some of them. ZenSwept finds all of them — in minutes, not hours.
$1.2 trillion in uninsured commercial exposure
The global underinsurance gap is not a theoretical risk. It is a documented, quantified liability sitting inside your clients' policies — and inside your E&O exposure.
Manual review costs $1,200–$1,800 per account
At 8–12 hours of producer time per thorough gap analysis, most agencies skip it entirely. The ones that don't are spending money they don't have to.
Big I: E&O claims spike at renewal without documentation
Agencies without written, timestamped gap analysis and client-signed acknowledgment are exposed. Verbal advice doesn't hold up when a claim goes uncovered.
MineSweeper Methodology
A structured process. Every time.
ZenSwept replaces inconsistent manual review with a repeatable, AI-powered methodology that produces the same rigorous output regardless of who runs it.
Target — Business Intake
Capture the client's business profile — industry, operations, revenue, employees, and risk characteristics — through a structured intake form. Establishes the exposure baseline.
Evaluate — Policy Upload & AI Extraction
Upload existing policy documents. ZenSwept's AI extraction engine reads, parses, and structures the coverage data automatically — no manual transcription.
Analyze — 74-Mine Gap Detection
The engine runs the business profile and policy data against the 74-mine knowledge base, identifying every gap, exclusion, and exposure point with severity scoring.
Map — Report, NDA & Action Plan
ZenSwept generates an 11-page branded PDF report with written recommendations, a quantified exposure summary, a client NDA, and a timestamped audit trail — ready to deliver in minutes.
The Knowledge Base
74 coverage mines.
Mapped. Structured. Searchable.
The ZenSwept knowledge base is not a generic checklist. It is a curated, structured library of 74 specific coverage gaps that have caused real losses — organized by line of coverage and continuously refined.
Property & Casualty
18 minesGeneral Liability
14 minesWorkers' Compensation
11 minesCommercial Auto
9 minesUmbrella & Excess
8 minesCyber & Professional
14 minesEvery evaluation runs against all 74 mines — not just the ones your producer remembers to check.
Report Output
A report your clients will remember.
The ZenSwept output is not a spreadsheet or a generic checklist. It is a professional, agency-branded PDF that positions you as a risk advisor — not just a policy seller. Every gap is documented, quantified, and accompanied by a written recommendation.
E&O Protection
Documentation is your defense.
The most dangerous moment in an agency's E&O exposure is the gap that was never identified and never discussed. ZenSwept eliminates that moment.
Written recommendations on file
Every gap identified comes with a written recommendation. When a client declines coverage, that declination is documented — protecting your agency if a claim arises later.
Full audit trail per evaluation
Every ZenSwept evaluation creates a timestamped, exportable audit trail — who ran it, when, what was found, and what was recommended.
Documented due diligence
ZenSwept transforms coverage gap analysis from a verbal conversation into a documented professional process — the standard E&O carriers expect to see.
Consistent methodology, every time
Manual reviews depend on the producer's knowledge and memory. ZenSwept applies the same 74-mine methodology to every client, every time — eliminating inconsistency.
Business Impact
A weapon for agencies. Not a passive tool.
Win new business.
A ZenSwept evaluation is a differentiated sales tool. Prospects who receive a professional risk analysis before binding are more likely to choose the advisor who delivered it — not the one who just quoted.
Retain clients at renewal.
Annual gap analysis creates a documented advisory relationship. Clients who see their risks quantified and addressed are harder to move at renewal — and more likely to refer.
Scale advisory capacity.
What once cost $1,200–$1,800 per account in producer time now costs a fraction of that. One producer can deliver professional risk evaluations across their entire book without adding headcount.
Create cross-sell opportunities.
Every detected gap is a documented conversation starter. ZenSwept turns the renewal meeting into a structured advisory session — with a clear next step and a signed client acknowledgment.
Coverage Intelligence Layer
Stop guessing what your clients are missing.
See how ZenSwept transforms coverage gap analysis from a manual burden into a scalable, documented, client-ready advisory process.
From $99/month · See full ZenSwept pricing →ZenClaims runs the claims operation. ZenSwept surfaces the hidden exposure and proves advisory value before loss or renewal — turning your operating core into a proactive client intelligence engine.
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