ZenClaims is the operating core of the Zenjuries suite — built for direct buyers, individual producers, and agencies of every size. Each pricing path is designed around how you actually work, what you manage, and how you grow.
How to Buy
ZenClaims pricing is structured around buyer type — not a one-size-fits-all subscription. Find the path that matches how you operate, and how you want to grow.
Employers buying ZenClaims directly for their workforce. Per-employee, per-month. Simple, transparent, and benchmarked to the market.
Individual producers, small teams, and pilot deployments. A fixed monthly rate with meaningful premium capacity to get started.
Agencies deploying ZenClaims across their book. Three tiers scaled by premium capacity — designed to be more efficient than retail at every level.
Larger agencies with multiple offices. Unlimited premium capacity per location, with a clear per-location structure that scales fairly.
Complex organizations with volume, integration, and workflow requirements that go beyond public pricing. Custom terms, custom scope.
Business Direct
Employers who want to manage claims directly — without going through an agency — can access ZenClaims at a straightforward per-employee rate. You get the full platform, the full workflow, and full visibility into every claim across your workforce.
This is the retail benchmark. It's designed to be clear and accessible for direct buyers, and it also makes the value of agency wholesale pricing immediately obvious for anyone managing multiple client accounts.
Billed monthly. Scales with your headcount.
Producer Plan
The Producer Plan is the lowest-friction entry point into ZenClaims. At $199 per month, it gives individual producers, small teams, and pilot deployments enough room to use the platform meaningfully — with up to $5M in premium capacity included.
It's designed for producers who want to bring real claims management capability to their book without committing to a full agency plan. When your book grows, the path to an Agency plan is clear and straightforward.
Agency Wholesale
Agency wholesale plans give you access to ZenClaims at a blended cost that is structurally more efficient than retail pricing — at every tier. Deploy it across your book, charge clients a risk management or service fee, and turn ZenClaims into a revenue-generating part of your practice.
Smaller agencies deploying ZenClaims across a focused book. Enough capacity to serve a meaningful client roster while keeping overhead lean.
Mid-sized and growing agencies that have proven the model and are ready to scale. The sweet spot for agencies building ZenClaims into a core service offering.
Established agencies managing a large, diverse book. Full capacity headroom to deploy ZenClaims broadly and generate meaningful margin on the resale.
Agency Unlimited
For larger agencies with multiple offices, Agency Unlimited gives each location full, uncapped premium capacity at a fixed monthly rate. No capacity math. No upgrade pressure. Just a clear, scalable structure that grows with your footprint.
The per-location structure is intentional. It ensures that a large agency with 200 offices is priced fairly for the scale of deployment — rather than purchasing a single instance and attempting to run a nationwide operation through it. Each location gets its own full-capacity environment, its own workflows, and its own data integrity.
This is not a restriction. It's a design decision that protects the quality of the platform for every agency on it — and gives larger organizations a transparent, predictable expansion model.
TPAs · Carriers · Enterprise
Third-party administrators, carriers, and enterprise organizations have requirements that go well beyond public pricing. Volume, integrations, multi-entity workflows, SLA commitments, and data governance needs vary significantly from one organization to the next.
We work directly with your team to scope a deployment that fits your infrastructure, your compliance requirements, and your operational model. Custom pricing. Custom onboarding. Custom support.
Retail vs Wholesale
The difference between retail and wholesale pricing is not just about cost. It's about what you can do with the margin.
Per employee, per month. Each client pays their own retail rate.
One flat rate covers your entire book up to your capacity tier.
Illustrative example only. Actual economics vary by book size, client mix, and service fee structure. This is not a guarantee of revenue or margin.
Premium Capacity
Premium capacity is the total amount of insured premium volume you can actively manage inside ZenClaims under your plan. It represents the aggregate value of the insurance policies tied to the claims and accounts you are running through the platform at any given time.
Think of it as your platform's operational headroom. If your agency manages a book of commercial accounts totaling $10M in annual premium, you need a plan with at least $10M in premium capacity to cover that book fully.
Premium capacity is not a transaction limit, a user limit, or a claim count limit. It is a measure of the scale of the book you are managing — ensuring that each plan tier is appropriately sized for the operational complexity it supports.
For Growing Agencies
The largest agencies in the country have had access to sophisticated claims management platforms for years. Smaller and mid-sized agencies have largely been left behind — forced to manage claims through spreadsheets, email chains, and disconnected tools.
ZenClaims changes that. The same platform capability that enterprise organizations pay a premium for is now accessible at a price point that makes sense for a $5M or $15M book. You don't need to be a national brokerage to operate like one.
Ready to Start
Whether you're an employer buying direct, a producer building your book, or an agency ready to deploy ZenClaims across your clients — we'll help you find the right starting point and get you running.
The Full Suite
Each product stands alone. Together, they form the operating system for a modern insurance organization.
The multi-role claims operating platform
The AI-powered coverage gap engine
The financial intelligence layer
All three platforms. One per-location license.